Securing your home and belongings
Insure what matters most to you. Whether you are a homeowner or you are renting, you want to make sure you have the most appropriate insurance cover to cover your home and your personal belongings. You can speak with COTA, and we can explain the cover options available under COTA Home and Contents Insurance. COTA can help by arranging insurance to help cover your home and contents.
It is important for homeowners and renters not to be complacent. Discussing your COTA Home and Contents Insurance options with COTA Insurance can help provide you with information so that you can choose the right cover for your circumstances. Some items such as mobile phones and jewellery can be listed on the policy to be insured for their full value.
If you’re planning on going away, it is good to review your current policy coverage. If you’re planning on going away over a long period of time, you may need to notify your insurer. Depending on how many days you are away, this may change the terms, conditions, and coverage of your policy. Talk to COTA Insurance for more information around how your extended trip may impact your COTA Home and Contents Insurance policy.
There are some additional measures you can take to safeguard your home and possessions. Such as not leaving expensive items like technology, jewellery, or cash vulnerable to thieving eyes keep your valuable items out of sight before you head out.
Burglars don’t want to spend a long time in your home, preferring to quickly swipe items they can easily spot and carry – like car keys. According to the National Motor Vehicle Theft Reduction Council, a car is stolen every 12 minutes in Australia^ and 7 in 10 cars are stolen with their own keys^^. Offenders may swipe the keys and immediately drive off with the vehicle or return later to do so. Make sure to store any car keys in a difficult place, to help reduce the chance of them being stolen.
As good as your hiding spots may be, you might want to consider installing a home security system. An efficient system should feature door and window sensors, glass-break detectors, motion sensors, and for an additional layer of protection, consider video surveillance. Doing so may mean that in the event of a break-in, the footage may help police identify the offender.
If you would like to discuss your insurance options through COTA, contact COTA Insurance on 1300 1300 50 or visit www.cota.com.au
Insurance and Membership Services Limited ABN 59 057 159 743, AR No 246235 trading as COTA Insurance (COTA, we, or us), arranges these insurances as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from cota.com.au The relevant Target Market Determination is available by calling 1300 1300 50. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
References
^http://carsafe.com.au/assets/nmvtrcBrochureCarThievesGoToGreatLengths.pdf
